Swiggy Money Wallet & Rewards
Swiggy
Point Value
₹1 per rupee in wallet
Expiry
No fixed expiry
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
Point Value Details
Cashback credited to Swiggy Money wallet. HDFC Swiggy card: 10% on Swiggy/Instamart/Dineout, 5% on other online, 1% offline. Credit directly to wallet
Redemption Options
Food Orders
Best ValuePay for Swiggy Food orders
Value: ₹1/point
Instamart
Best ValueGrocery & essentials shopping
Value: ₹1/point
Dineout
Best ValueRestaurant reservations & bookings
Value: ₹1/point
Genie Services
Delivery services (non-food)
Value: ₹1/point
Best Redemption Strategy
Use on Swiggy Food for maximum impact with frequent orders. Best with HDFC Swiggy card (10% cashback)
Expiry Information
Swiggy Money wallet balance valid as long as account is active. No specific expiry mentioned
What Doesn't Earn Points
- Swiggy Money cannot be transferred to others
- Cannot withdraw to bank
- Limited redemption options vs other wallets
Pro Tips
HDFC Swiggy card gives 10% cashback - best for this wallet
Limited to Swiggy ecosystem - less flexible than others
Cannot refund or transfer balance
Useful for frequent Swiggy users
Combine with Swiggy promotions for better value
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025