SBI SimplyClick Credit Card
SBI Card
Point Value
₹0.25 per point
Expiry
No expiry
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
Point Value Details
10X rewards on online spends at partner sites (Amazon, Cleartrip, etc. - 10 points per ₹100), 1% value. 5X on grocery/dining (5 points per ₹100), 1.25% value
Redemption Options
Statement Credit
Best ValueCredit against outstanding balance
Value: ₹0.25/point
E-Vouchers
Partner brand vouchers
Value: ₹0.25 - ₹0.50/point
Air Tickets
Flight bookings
Value: ₹0.25 - ₹0.50/point
Hotel Stays
Accommodation vouchers
Value: ₹0.25 - ₹0.50/point
Best Redemption Strategy
Statement credit for guaranteed ₹0.25 per point. Online shopping focus makes this card best for e-commerce
Expiry Information
Points remain valid as long as card account is in good standing
What Doesn't Earn Points
- Fuel purchases
- Insurance premiums
- Utilities (1 point per ₹100)
- Wallet loading
- EMI conversions
Pro Tips
Unlimited 10X rewards on online shopping at partner merchants
Best for e-commerce and online transactions
Annual fee ₹499 can be waived with ₹1L spending
Lifetime free option available without annual fee variant
Combined cap on 10X rewards may apply in billing cycle
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025