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Credit CardsSBI Reward Points

SBI SimplyClick Credit Card

SBI Card

Point Value

₹0.25 per point

Expiry

No expiry

Redemption Options

4 ways

Last Updated

01-Dec-2025

How to Check Your Points

SBI Card App

  1. 1.Open SBI Card app
  2. 2.Cards > SimplyClick
  3. 3.View Rewards Points balance
Open Website

SBI Card Website

  1. 1.Login to sbicard.com
  2. 2.My Account > Rewards
Open Website

SMS

  1. 1.Send 'REWARD XXXX' to 5676791
5676791

Missed Call

  1. 1.Missed call to 1860-180-1290
1860-180-1290

Customer Care

  1. 1.Call 1800-180-1290
  2. 2.Ask for reward points balance
1800-180-1290

Point Value Details

10X rewards on online spends at partner sites (Amazon, Cleartrip, etc. - 10 points per ₹100), 1% value. 5X on grocery/dining (5 points per ₹100), 1.25% value

Redemption Options

Statement Credit

Best Value

Credit against outstanding balance

Value: ₹0.25/point

E-Vouchers

Partner brand vouchers

Value: ₹0.25 - ₹0.50/point

Air Tickets

Flight bookings

Value: ₹0.25 - ₹0.50/point

Hotel Stays

Accommodation vouchers

Value: ₹0.25 - ₹0.50/point

Best Redemption Strategy

Statement credit for guaranteed ₹0.25 per point. Online shopping focus makes this card best for e-commerce

Go to Redemption Portal

Expiry Information

Points remain valid as long as card account is in good standing

What Doesn't Earn Points

  • Fuel purchases
  • Insurance premiums
  • Utilities (1 point per ₹100)
  • Wallet loading
  • EMI conversions

Pro Tips

Unlimited 10X rewards on online shopping at partner merchants

Best for e-commerce and online transactions

Annual fee ₹499 can be waived with ₹1L spending

Lifetime free option available without annual fee variant

Combined cap on 10X rewards may apply in billing cycle

Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025