SBI Prime Credit Card
SBI Card
Point Value
₹0.25 per point
Expiry
No expiry mentioned
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
SBI YONO App
- 1.Open SBI YONO or SBI Card app
- 2.Cards section
- 3.Select Prime card
- 4.View Reward Points
Point Value Details
10X rewards on movies, dining, department stores, grocery (10 points per ₹100), 4 points per ₹100 = ₹0.25 per point base value
Redemption Options
Statement Credit
Best ValueDirect credit against bill
Value: ₹0.25/point
Gift Vouchers
Brand vouchers from catalog
Value: ₹0.25 - ₹0.50/point
Travel Bookings
Flights and hotels
Value: ₹0.25 - ₹0.50/point
Merchandise
Products from rewards catalog
Value: ₹0.25/point
Best Redemption Strategy
Statement credit provides best returns. Avoid merchandise redemptions at lowest value
Expiry Information
Reward points valid indefinitely as long as card account is active
What Doesn't Earn Points
- Utilities and insurance (1 point per ₹100)
- Fuel (no accelerated rewards)
- Wallet loading
- EMI transactions
- Government payments
Pro Tips
Get 10X rewards on movies, dining, grocery, dept stores
Annual fee ₹499 waived on spending ₹1L+ in year
Milestone reward: Additional points on spending thresholds
No minimum points for redemption
Verify eligibility - income ₹25L+ per annum
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025