HDFC Infinia Credit Card
HDFC Bank
Point Value
₹1 per point (best value)
Expiry
3 years
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
HDFC Mobile App
- 1.Open HDFC Mobile Banking app
- 2.Go to Cards > Credit Cards
- 3.Select Infinia card
- 4.View Reward Points balance in Card Details
NetBanking
- 1.Login to HDFC NetBanking
- 2.Go to Cards > Credit Cards > Infinia
- 3.Click on 'Reward Points' section
Customer Care
- 1.Call HDFC Customer Care
- 2.Press 1 for Credit Cards
- 3.Request reward points balance
Point Value Details
1 point = ₹1 on flights/hotels via SmartBuy (best), ₹0.50 on cashback, ₹0.30 on products. Monthly caps apply: 150,000 points on flights/hotels, 50,000 points on Tanishq vouchers
Redemption Options
Flight & Hotel Bookings
Best ValueBook via SmartBuy portal for best value
Value: ₹1/point
Tanishq Vouchers
Best ValueJewelry vouchers via SmartBuy
Value: ₹1/point
Cashback
Statement credit
Value: ₹0.50/point
Products & Vouchers
From rewards catalog
Value: ₹0.30 - ₹0.50/point
Best Redemption Strategy
Flight and hotel bookings via SmartBuy give ₹1 per point value (highest). Avoid product catalog as value drops to ₹0.30 per point
Expiry Information
Points expire 3 years from date of earning on rolling basis. Card must be used within 365 days else points are nullified
What Doesn't Earn Points
- Fuel purchases
- EasyEMI and e-wallet loading
- Rental payments (capped at 2000 points/month)
- Insurance, utilities, telecom (capped at 2000-5000 points/month)
- Government transactions
- Cash transactions and SmartEMI conversions
Pro Tips
Maximize SmartBuy 10X rewards on flights and hotels for accelerated points
Use ₹1 per point value on flights/hotels for best returns
Set calendar reminders for points expiry (3 years)
Stack with bank offers for additional discounts
Monthly limits reset - plan big redemptions across months
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025