HDFC Diners Club Black Credit Card
HDFC Bank
Point Value
₹0.30 - ₹1 per point
Expiry
3 years
Redemption Options
4 ways
Last Updated
01-Dec-2025
How to Check Your Points
HDFC Mobile App
- 1.Open HDFC Mobile Banking app
- 2.Go to Cards section
- 3.Select Diners Club Black card
- 4.View reward points balance
NetBanking
- 1.Login to HDFC NetBanking
- 2.Navigate to Cards > Credit Cards
- 3.Click on Diners Club Black
- 4.Check Reward Points section
Point Value Details
5 points per ₹150 base spend (3.3% value). SmartBuy: ₹1 per point on flights/hotels. Cashback: ₹0.30 per point. Monthly caps: 75,000 points on flights/hotels, 7,500 bonus points on SmartBuy
Redemption Options
Flights & Hotels via SmartBuy
Best ValueBest value redemption option
Value: ₹1/point
AirMiles
Best ValueConvert to partner airline miles
Value: ₹1/point
Product Catalog
Electronics, vouchers, gifts
Value: ₹0.50/point
Cashback
Statement adjustment
Value: ₹0.30/point
Best Redemption Strategy
Flight and hotel bookings via SmartBuy for ₹1 per point. Avoid product catalog for poor value
Expiry Information
Reward points valid for 3 years from earning date. Card must be actively used within 365 days else points nullified
What Doesn't Earn Points
- Fuel purchases
- EasyEMI conversions
- E-wallet loading
- Rental payments
- Insurance & utilities (capped 2000-5000 pts/month)
- Government transactions
- SmartEMI conversions
Pro Tips
Max out SmartBuy accelerated points for 10X rewards
Redeem flights/hotels exclusively for best value
Track monthly spending caps to optimize redemption
Use AirMiles for flights you can't book on SmartBuy
Combine with bank cashback offers for extra savings
Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025