CheckRewardPointsCheckRewardPoints
Loyalty ProgramsCRED Coins Program

CRED Coins & Rewards

CRED

Point Value

₹1 per CRED Coin

Expiry

12-24 months

Redemption Options

4 ways

Last Updated

01-Dec-2025

How to Check Your Points

CRED App

  1. 1.Open CRED app
  2. 2.Home tab
  3. 3.View Coins balance at top
  4. 4.Check Rewards section
Open Website

CRED Web (Limited)

  1. 1.CRED primarily app-based
  2. 2.Limited web features
Open Website

App Notifications

  1. 1.Push notifications only
App Only

App Notifications

  1. 1.Real-time CRED app alerts
App Notifications

CRED Support

  1. 1.In-app support chat
  2. 2.Help section in app
In-App Support

Point Value Details

1 CRED Coin = ₹1 paid towards credit card bills. Earn 1 coin for every ₹1 of bill paid. Burn coins for cashback, vouchers, or mysteries

Redemption Options

Kill the Bill

Best Value

Convert coins directly to cashback on CC bill

Value: ₹1/point

Brand Vouchers

Best Value

Amazon, Myntra, Swiggy, etc.

Value: ₹1 - ₹1.50/point

Mystery Boxes

Random rewards (15%-100% off)

Value: Variable/point

Club Offers

Rotating monthly brand offers

Value: Variable/point

Best Redemption Strategy

Kill the Bill gives guaranteed ₹1 value. Brand vouchers offer 1:1 value with shopping flexibility

Go to Redemption Portal

Expiry Information

Coins expire based on last transaction activity. Inactive accounts may lose coins

What Doesn't Earn Points

  • Only works for credit card bill payments
  • Requires timely bill payment to maintain status
  • Mystery boxes have uncertain value

Pro Tips

Perfect reward for paying credit card bills on time

Kill the Bill is most transparent redemption

Mystery boxes are gamified but risky

Earn 1 coin per rupee paid - always positive

Club section refreshes monthly with new brand offers

Information is for reference only. Terms and conditions may change. Always verify with official sources before making decisions. Last updated: 01-Dec-2025